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The founder of Zerodha, India’s largest broking house tweeted that “less than 1% of active traders earn more money than a bank fixed deposit over a 3 year period. But 100% traders remain under the illusion that they belong to…

I open my economic times app and am flooded with daunting graphs in red showing how Sensex has fallen. There are articles and tweets all around about the fed increasing rates, Russia Ukraine war, crude oil prices at an all-time…

As financial advisors, we’re constantly in pursuit to identify what variables play the largest role in achieving higher portfolio returns for our clients. Obvious guesses may be superior research & product selection, better information, right timing, etc. However, after spending…

In the past years, our grandmothers would meticulously plan how best to allocate money towards rations, bills and other household expenses to ensure the house runs smoothly at all times. She would also make sure she is saving enough from…

Financial Products Simplified Trying to understand financial products can get tricky, even for seasoned investors. And the overwhelming barrage of new products/strategies/ideas can be confusing to navigate through. Since financial products are often associated with complexity, many times clients inadvertently…

Passive investing – Investors purchase an instrument that mimics a benchmark index e.g. the Nifty 50 or Sensex. They believe it’s not possible to consistently beat the index with active stock selection. Other advantages include lower risk and costs. Examples…

The Impact of GDP on Your Portfolio There has been a flurry of new articles in the recent past addressing the issue of distress in the Indian economy. Several respectable organizations including the World Bank, IMF, or multi-national research houses…

When investing in equities, we have all been told the following multiple times – invest in high quality companies, do your own research before investing, hold only the stocks you have conviction in, and many more variations of these. They…